This Terms of Service was last updated on November 12, 2024.
Welcome to Holy Pay ("we", "us", or "our"), a mobile banking and financial technology service that allows you to manage your finances securely and efficiently. By downloading, installing, or using our app, you ("you", "user", or "customer") agree to the following Terms of Service ("Terms"). Please read these Terms carefully before using the app.
If you do not agree with these Terms, you should not use our app.
By accessing or using the services provided through the Holy Pay mobile app, you agree to be bound by these Terms, our Privacy Policy, and any additional policies, agreements, or terms that apply to specific services or features within the app.
We may update or modify these Terms at any time, and the most current version will be available within the app or on our website. Continued use of the app after any such updates constitutes acceptance of the revised Terms.
You must be at least [16] years of age to use Holy Pay. By using the app, you confirm that you are of legal age in your jurisdiction and are capable of entering into binding contracts.
provides a range of financial services, including but not limited to:
These services are subject to availability and may change or be discontinued at our discretion.
To use certain services, you must create an account with Holy Pay. You agree to:
You are responsible for all activities that occur under your account, whether authorized or not.
You agree to use the app in accordance with applicable laws and regulations. You will not:
We reserve the right to suspend or terminate your account if we suspect any misuse or violation of these Terms.
Holy Pay may charge fees for certain services, such as premium features, transfer fees, or transaction fees. All fees will be clearly outlined within the app or in a separate agreement.
You authorize Holy Pay to charge any applicable fees to your designated payment method. Fees are non-refundable unless otherwise specified.
We value your privacy and are committed to protecting your personal data. Our collection, use, and sharing of your personal information is governed by our [Privacy Policy], which you should review.
By using the app, you consent to the collection and use of your personal data as described in our Privacy Policy.
We take security seriously and use industry-standard encryption and authentication methods to protect your information. However, you are also responsible for keeping your login credentials secure. You agree to notify us immediately if you believe your account has been compromised.
Holy Pay makes no warranties or representations regarding the accuracy, reliability, or availability of the app or its services. The app is provided "as is" and we disclaim all warranties, express or implied, to the fullest extent permitted by law.
We are not liable for any:
We may suspend or terminate your access to the app at our sole discretion if you violate these Terms or if we deem it necessary for security, legal, or operational reasons.
You may also terminate your account at any time by contacting us. Upon termination, your right to use the app will immediately cease, and any outstanding fees or obligations will remain due
We may modify or update these Terms at any time. Any changes will be effective immediately upon posting the updated Terms on the app or website. We will notify you of significant changes via email or within the app.